Student debt and how to manage it

Navigate student debt responsibly. Learn the art of borrowing wisely and managing repayments for a successful educational journey.

Responsible borrowing

Before taking out loans for college, assess your actual financial needs. Understand different loan types–federal, private, subsidized, and unsubsidized. Build a financial strategy by setting a budget, exploring grants and scholarships, and considering part-time work. Only borrow what's essential for tuition, books, and living expenses. Be aware of interest rates and repayment terms. Prioritize federal loans for favorable terms. Stay informed, make smart choices, and borrow responsibly to manage student debt wisely.

Student loan repayment strategies

Navigate college loan repayment with tailored strategies. Learn to align your plan with personal finances, explore forgiveness, and deferment options. Manage student debt wisely. Find more information on studentaid.gov.

Visit StudentAid.gov

Financial Aid Office support

The office is dedicated to providing comprehensive guidance, ensuring that individuals are equipped with the knowledge and tools needed to make informed decisions about their financial future.

Loan repayment options

For students approaching the post-graduation phase, the Financial Aid Office offers valuable insights into various loan repayment options. Counselors in the office are well-versed in the intricacies of federal and private loans, helping individuals understand the terms, interest rates, and conditions associated with each type.

Regular updates

We keep students and families abreast of changes in loan policies, upcoming deadlines, and tips for managing debt effectively. St. Ambrose University ensures that students feel supported and informed at every stage of their financial journey.

SAU financial counseling services

Recognizing that financial well-being is key to a successful academic journey, counseling services aim to empower students with the knowledge and skills to navigate student loans, repayment strategies, and overall financial wellness.

Learn how to navigate student loans

Our financial aid counseling services provide insight for students needing help with student loans. Our counselors can help decipher federal or private loan terms, interest rates, or eligibility for other types of aid.

Strategic repayment guidance info

As students approach the post-graduation phase, financial counseling services can direct you to resources on loan repayment.

Learn more about financial aid

University financial aid code of conduct

At St. Ambrose University, we uphold the highest standards of professionalism and ethics in matters concerning student financial aid.

Learn about our code of conduct

Federal and state financial aid policies

Our policies align with state and federal regulations governing each program, ensuring transparency and compliance.

Learn more about financial aid and loan policies

Borrower's student exit counseling requirement

Federal student loan borrowers must complete exit counseling before graduating, withdrawing, or dropping below half-time enrollment.

Learn more about exit counseling

Become who you are meant to be

Invest in your future. Contact SAU's Student Financial Aid to learn what assistance options are available so you can become who you're meant to be.

Managing student debt