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St Ambrose University Logo
  • Academic Programs
    • Bachelor programs
      • Biology
        • Bachelor of Arts in Biology
        • Bachelor of Science in Biology
        • BS in Biomedical Laboratory Science
      • Business
        • Bachelor's degrees in Communication
        • Bachelor of Arts in Sport Management
        • Bachelor of Business Administration
      • Criminal Justice
        • Bachelor of Arts in Criminal Justice
      • Education
        • Bachelor of Arts in Early Childhood Education
        • Bachelor of Arts in Elementary Education
        • Bachelor of Arts in Secondary Education
      • Engineering
        • Bachelor's degrees in Engineering
        • Bachelor of Science in Mathematics
      • Fine Arts
        • Bachelor's degrees in Art
        • Bachelor of Arts in Music
      • Health Sciences
        • Bachelor of Arts in Chemistry
        • Bachelor of Science in Chemistry
        • Bachelor's degrees in Kinesiology
        • Bachelor of Science in Biochemistry
      • Information Technology
        • BA in Computer Network Administration
        • Bachelor of Arts in Cybersecurity
        • Bachelor of Science in Computer Science
        • Bachelor of Science in Data Science and Analytics
      • Liberal Arts
        • Bachelor of Arts in English
        • BA in Justice, Diversity and Gender Studies
        • Bachelor of Arts in Philosophy
        • Bachelor of Arts in History
        • Bachelor of Arts in Spanish
        • Bachelor of Arts in Theology
      • Nursing
        • Bachelor of Science in Nursing
        • LPN to BSN
        • RN to BSN
      • Psychology
        • Bachelor of Arts in Forensic Psychology
        • Bachelor of Arts in Psychology
      • Social Sciences
        • Bachelor of Arts in International Studies
        • Bachelor of Arts in Political Science
        • Bachelor of Arts in Sociology
        • Bachelor of Social Work
    • Master's programs
      • Business
        • Master of Accounting
        • Master of Business Administration
        • Master of Organizational Leadership
      • Health Sciences
        • Master of Physician Assistant Studies
        • Master of Science in Exercise Physiology
        • Master of Science in Speech-Language Pathology
      • Social Sciences
        • Master of Public Health
        • Master of Social Work
      • Liberal Arts
        • Master of Pastoral Theology
      • Engineering
        • Master of Science in Mechatronics
    • Doctoral programs
      • Health Sciences
        • Doctor of Occupational Therapy
        • Doctor of Physical Therapy
  • Tuition & Aid
    • Tuition & Fees
    • Net Price Calculator
    • How to Pay for College
    • Federal & State Financial Aid
      • Financial Aid Code Of Conduct
      • Financial Aid Policies
      • Exit Counseling
      • Managing Student Debt
      • Financial Aid Forms
    • Scholarships
      • Ambrose Advantage
      • Fr. Welch Alumni Scholarship
      • Catholic Traditions Scholarship
      • Faith Learning Justice Campus Ministry
      • Eastern Iowa Community Colleges (EICC) Scholarship
      • Dual Admissions Scholarship
      • Phi Theta Kappa Academic Scholarship
      • Foreign Language Scholarship
      • Study Abroad Scholarship
      • Athletic Scholarship
      • Art Scholarships
      • Dr. Charles and Joyce DCamp Scholarship
      • Edith Yutt Scholarship
      • Agnes Rose Malik Scholarship
      • Physical Therapy Endowed Scholarship
      • St. Vincent Scholarship
      • School of Social Work Graduate Fellowships
      • School of Social Work Empowerment Scholarship
      • O'Rourke Master of Public Health Scholarship
      • Derrek Drexler Accounting Scholarship
      • Edward R. Frick Accounting Scholarship
      • Shapley Accounting Scholarship
      • George Till Scholarship
      • Van de Voorde Accounting Scholarship
      • ISHA Scholar Award
      • Music Scholarships
      • Wahl Accounting Scholarship
      • Folwell Scholarship
      • KALA Scholarship
      • AAUW Scholarship
      • Michael Orfitelli Scholarship
      • Father Dawson Scholarship
      • Clifford Milligan Scholarship
      • Quad Cities River Bandits Annual Scholarship
      • Black Hawk Scholarship
      • McFarlin Scholarship
      • Theatre Scholarships
    • Credit for Prior Learning
  • Admissions
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    • How to Apply
    • Transfer Credits
    • International Students
      • International Student Undergrad Requirements
      • International Student Graduate Requirements
    • Military
  • Life at SAU
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      • Freshman housing
      • Upperclassmen housing
      • Meal Plans
    • Security & Safety
      • Emergency Alerts
    • Student Support
    • Student Health Services
    • Student Counseling Services
    • Career Center
    • Clubs & Recreation
      • Dance Marathon
      • Black Student Union
      • Student Government Association
      • Delta Alpha Pi
      • Campus Activities Board
      • Green Life
      • PRISM
      • Her Campus
      • Ambrosians for Peace and Justice
      • Sexual Assault Awareness Team
      • Latinos Unidos
  • About SAU
    • About St. Ambrose
    • History of SAU
    • Catholic Values
    • Campus Location
      • Parking
      • Davenport
      • Christ the King Chapel
      • Galvin Fine Arts Center
      • Rogalski Center
      • Multicultural House
      • Wellness and Recreation Center
      • Center for Health Sciences Education
      • SAU Library
    • Accreditation
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      • News
      • Events
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  • How to Pay for College
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How to pay for college

Learn options to finance learning at St. Ambrose

At. St. Ambrose, we can help you to understand the costs associated with earning your degree, as well as the options available to pay for it.

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Paying for your degree at St. Ambrose

Congrats on making the decision to earn your degree at SAU. The next step is to figure out how to finance your education. Whether you want to earn your degree on campus or online, we will give you the information you need to make smart financial decisions.

Building a financial plan

Find the program that interests you

The first step to understanding the cost of your degree is to select what program and degree you are interested in earning. This will help us understand your base costs and what options are available to you.

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Take advantage of cost savings

You can reduce the cost of your tuition in a variety of ways. Consider transferring any college credits you’ve already earned, pursuing employer tuition assistance, or applying for scholarships.

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Partner with us to create a plan

Together we can explore a combination of scholarships, grants or loans; your own contributions; and federal financial aid, if needed.

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Estimate the total cost of your program

Students pursuing a bachelor degree can use the Net Price Calculator to help estimate out-of-pocket costs for a degree from SAU, plus financial aid and scholarship figures. The calculator is available for first-year students as well as transfers.

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Reduce the cost of your tuition

  • Scholarships
  • Transfer
  • Military
  • Employer
  • Work Study

Fund your degree with scholarships

Unlike student loans, scholarships and grants don't need repayment. We offer and accept various scholarships, so you can focus on studies, not finances, for both online and on-campus learning.

  • Merit-based scholarships: Awarded for academic achievement, leadership, or talent.
  • Need-based scholarships and grants: Based on your financial situation.
  • Departmental scholarships: Specific to your chosen field of study.
  • Unique scholarships: For special skills or achievements, like community service or athletic excellence.

Learn about scholarships

Transfer any college credits

If you already have earned some college credits, or an associate degree, you may be able to transfer those credits to reduce the number of credits you need – which can help you save money and earn your degree faster.

Learn how to transfer

Military benefits

St. Ambrose University assists veterans, service members and their families with federal and state military education benefits. St. Ambrose University is also proud to participate in the Yellow Ribbon Program. 

Explore military benefits

Employer assistance

Talk to your employer. Whether you are earning your undergraduate or graduate degree many employers offer tuition assistance for eligible employees to go to school. Check to see if your employer offers any educational benefits.

Work study and on-campus jobs

Ensure eligibility for work-study jobs by referencing your financial aid award. New student work-study positions open on Handshake in July. Keep an eye on your SAU email for details before and after summer orientation.

If ineligible for work study, explore on-campus jobs. New student campus positions open on Handshake in July. Stay informed through SAU email before and after summer orientations.

Apply for Federal Financial Aid

Federal Financial Aid isn’t just for student loans. By filling out the Free Application for Federal Student Aid (FAFSA), you’ll be able to determine your eligibility for certain grants and aid programs that can help reduce the cost of your education. We encourage all students to fill out this free application to determine eligibility for financial aid programs.

Need more information? Learn everything you need to know about applying for financial aid.

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Private loans

Some private lenders, such as banks, credit unions or other organizations, offer educational loans. Make sure you evaluate the interest rate and repayment terms carefully before taking out a private loan. Federal loans often have more advantageous terms. Also remember that you can borrow less than what you are offered. Talk to your admissions officer or Student Financial Services representative to find out how much you need for each quarter of tuition.

Compare loans to make an informed choice

FASTChoice, powered by Great Lakes loan guarantor and processor, helps you choose the right loan by presenting you with loan details, including eligibility requirements, interest rates, loan limits and borrower benefits. FASTChoice provides comparison tools for a variety of private educational lenders previously utilized St. Ambrose students.

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Create a plan to pay for your degree

Take advantage of all the ways to reduce your tuition costs, as this allows you to make your degree more affordable. Now that you have a better understanding of the cost of your degree and ways to reduce that cost through funding options, it’s time to put together a plan. Use this checklist to map and track the cost of your degree.

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Steps to Take to Prepare for Your Transition

  1. Document your total estimated cost from the Net Price Calculator
  2. Apply for all tuition reductions
  3. Apply for funding source options
  4. Determine if you are willing to pay anything out of pocket
  5. Calculate what amount is left, and that is the amount you should consider borrowing
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Become who you are meant to be

Invest in your future. Contact SAU's Student Financial Aid to learn what assistance options are available so you can become who you're meant to be.

  • Call: 563-333-6000
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